If your house sells at auction, you probably walk away with nothing.
If you sell it before that date, and there’s equity in the home, some of that money can still be yours.
The lender takes what they’re owed and the house is gone. The equity you built usually goes with it, and the foreclosure stays on your credit for years.
The loan gets paid off at closing and the auction never happens. Whatever equity is left belongs to you, with no foreclosure on your record.
Most people facing a foreclosure sale don’t know they still have a choice, because by the time they find out, the date has passed.
A real conversation, not a sales pitch. If we can’t help you, we’ll tell you that on the first call. Prefer to write first? Leave your details below.
You’ve probably gotten a lot of letters.
When an auction date gets filed, it becomes public record. That’s why your mailbox filled up and your phone started ringing. Most of what you’re getting is automated, and most of it doesn’t say much about what’s actually happening to you.
Here’s the plain version. Once the sale happens, the lender takes what they’re owed. Anything you had built up in the house is usually gone, and the foreclosure stays on your credit for years. Selling before that date is how people keep some of their equity and avoid the foreclosure on their record.
What we do
We buy homes directly from owners who need to sell quickly. We pay cash, we close on the timeline the auction requires, and we buy the house as it sits. No repairs, no cleaning, no showings, no agent commission.
We’re not a lender and we’re not attorneys. We can’t stop a foreclosure or renegotiate with your bank. What we can do is buy the house before the sale date, if the numbers work.
Being straight with you about how this works.
Our offer will be below market value.
That’s the trade for speed and certainty — cash, a guaranteed close, and buying the house exactly as it sits.
If you have months, list with an agent.
With time on your side, a listing will likely put more money in your pocket — and we’ll tell you so. Our offer makes sense when time is the thing you don’t have.
We can’t stop a foreclosure.
We’re not attorneys, lenders, or agents, and we can’t renegotiate with your bank. Anyone who promises to make a foreclosure disappear deserves your skepticism.
You’ll never pay us a fee.
No commission, no upfront anything. If someone claiming to work with us asks you for money, they don’t work with us.
How it goes
You call, we talk
Ten or fifteen minutes. What’s owed, what shape the house is in, and how much time is left before the sale date.
We look at the numbers
We check what the home is worth and what’s owed against it. If there isn’t enough equity for this to work, we say so and don’t waste your time.
You get an offer
A real number, in writing, with the closing date spelled out. No obligation, and no one will hound you about it.
You decide
If you say yes, we handle title and closing and you get your money at close. If you say no, that’s the end of it.
We may be able to help if
If you owe more than the house is worth, there may still be options, but they’re different ones. Call anyway and we’ll point you where we can.
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Who answers the phone
I’m Eli Trujillo. Cash Before Auction is me — not a call center working through a list. When you call, I’m the one who picks up, looks at your numbers, and gives you an honest read on where you stand.
Sometimes that means telling people I’m not their best option. If you have time to list with an agent, I’ll say so. If the numbers don’t work, I won’t pretend they do. Either way, you’ll get a straight answer, and it costs nothing to hear it.
Send your details, and Eli calls you.
One conversation, on your schedule. Nothing here obligates you to anything, and no one else sees what you send.
Eli will call you back personally. If you’d rather not wait, call or text (909) 281-5434 anytime.
Every week that passes narrows what’s possible. If you’re not ready to talk, email support@cashbeforeauction.com.